"Plan and Invest Wisely"
Portfolio Management
Portfolio Development
We believe the best path to prosperity is obtained through a portfolio that is flexible enough to navigate a wide variety of economic and market conditions and has the ability to be adaptive to major changes in the market and the economy over time. It is important that we remain flexible and be willing to invest along the full spectrum of the capital markets.
Portfolios are designed, invested, and managed using our proven portfolio development process, to meet the unique needs of each client.
Each person's situation is unique to them. Therefore, we only offer advice after a thorough review of a client's situation, financial goals, and investment objectives.
Growth of Capital
Retirement Income Equity
Fixed Income
Corporate Bond Ladder – holds significantly different corporate maturity dates.
Fixed Income Total Return - This portfolio consists of income-producing securities.
| Avoidance Investing |
| Avoid investing in companies with practices that do not line up with your personal values. |
| Proactive Investing |
| Invest in companies whose operations and services are helping to build a better, more socially just, environmentally sustainable world. |
| Shareholder Advocacy |
| Engage in dialogue with companies to encourage more positive and responsible behavior. Proxy resolutions may be filed when dialogue is not productive. |
| Community Impact Investing |
| Provide investment capital in low-income areas for affordable housing, small business, and community development--improving society one community at a time. |
| First Affirmative Investment Committee |
Investment Criteria
First Affirmative follows an established investment management process consistent with strict standards of fiduciary care. Money managers and third-party managers seek competitive returns and incorporate environmental, social and governance (ESG) issues into their investment decision-making across portfolios.
Fiduciary Duty
First Affirmative upholds their fiduciary duty to disclose compensation structure, potential conflicts of interest and timely and clear disclosure of relevant and accurate information.
Portfolio Asset Allocation
Clients benefit from First Affirmative's deep experience integrating ESG criteria into investment decision making.
Fossil fuel free portfolios are available for those who wish to divest from fossil fuels.
| Sustainable Investment Solutions (Click to download) |
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Past Performance is never a guarantee of future results. All investment programs entail investment risk. The investment securities that may be held in a portfolio are subject to fluctuations in market value and may be worth more or less than the original investment when redeemed.